Deposit processing services offered through this site are provided by Waterfield Bank.
Rates subject to change and are only available through this site.

Product interest rates effective as of .




   Account Type Min. Opening Balance Required to Earn Interest Interest Rate APY*
open an account
Free Checking*n/an/an/an/a
    
Interest Checking**$50.00$25.00 - 49.990.10%0.10%
$50.00$50.00 - 499.990.15%0.15%
$50.00$500.00 +0.40%0.40%
Account Type Min. Opening Balance Required to Earn Interest Interest Rate APY
open an account
High Yield
Money Market Savings		$1$11.98%2.00%
Account Type Min. Opening Balance Required to Earn Interest Interest Rate APY
open an account
Money Market$200.00$200.00 – 1,999.990.06%0.06%
$200.00$2,000.00 – 14,999.991.39%1.40%
$200.00$15,000.00 – 99,999.991.98%2.00%
    
Jumbo Money Market***$50,000$50,000 +1.98%2.00%
Account Type Min. Opening Balance Required to Earn Interest Interest Rate APY
open an account
1-Month Term$8,000$8,000 – 19,000.002.96%3.00%
$20,000$20,000 – 49,999.992.96%3.00%
$50,000$50,000 – $50,000 +2.96%3.00%
    
3-Month Term$8,000$8,000 – 19,000.002.23%2.25%
$20,000$20,000 – 49,999.992.23%2.25%
$50,000$50,000 – $50,000 +2.23%2.25%
    
6-Month Term$8,000$8,000 – 19,000.002.23%2.25%
$20,000$20,000 – 49,999.992.23%2.25%
$50,000$50,000 – $50,000 +2.23%2.25%
    
12-Month Term$8,000$8,000 – 19,000.002.28%2.30%
$20,000$20,000 – 49,999.992.28%2.30%
$50,000$50,000 – $50,000 +2.28%2.30%
    
2-Year Term$8,000$8,000 – 19,000.002.28%2.30%
$20,000$20,000 – 49,999.992.28%2.30%
$50,000$50,000 – $50,000 +2.28%2.30%
    
3-Year Term$8,000$8,000 – 19,000.002.28%2.30%
$20,000$20,000 – 49,999.992.28%2.30%
$50,000$50,000 – $50,000 +2.28%2.30%
    
5-Year Term$8,000$8,000 – 19,000.002.28%2.30%
$20,000$20,000 – 49,999.992.28%2.30%
$50,000$50,000 – $50,000 +2.28%2.30%


*Free Checking is non-interest bearing.

**For Interest Checking accounts with balances below $25, the Rate/APY will drop to 0%. Interest Checking accounts will incur a $10 monthly service fee if the monthly average balance falls below $25.

Interest Checking accounts are variable rate products and rates may change daily without prior notification. Waterfield Bank uses the daily balance method of computing interest, which applies a periodic rate to the full collected amount of principal in the account each day.

***For Money Market Savings Accounts with balances below $200 the Rate/APY will drop to 0%. The Money Market Savings Accounts will incur a $10 monthly service fee if the monthly average balance falls below $200.

***For Jumbo Money Market Accounts with balances below $100,000, the Rate/APY will be calculated based on the Money Market tiers. The Jumbo Money Market Account will incur the $10 monthly service fee if the monthly average balance falls below $200.

Money Market Savings accounts are variable rate products and rates may change daily without prior notification. Waterfield Bank uses the daily balance method of computing interest, which applies a periodic rate to the full collected amount of principal in the account each day.

Annual Percentage Yield Calculation: APY = 100 {(1+Interest/Principal) (365/Days in term) -1}. For additional rules of accounts, see the Terms & Conditions.



   Account Type Min. Opening Balance Required to Earn Interest Interest Rate APY*
open an account
Basic Checking*$200n/an/an/a
    
Interest Checking**$200.00$200.00 - 1,499.990.10%0.10%
$200.00$1,500.00 - 9,999.990.15%0.15%
$200.00$10,000 +0.40%0.40%
Account Type Min. Opening Balance Required to Earn Interest Interest Rate APY
open an account
Business Savings$200.00$200.00 – 1,999.990.15%0.06%
$200.00$2,000.00 – 14,999.991.39%1.40%
$200.00$15,000 +1.98%2.00%
    
Jumbo Business Savings***$50,000$50,000 +1.98%2.00%
Account Type Min. Opening Balance Required to Earn Interest Interest Rate APY
open an account
3-Month Term$8,000$8,000 – 19,000.002.23%2.25%
$20,000$20,000 – 49,999.992.23%2.25%
$50,000$50,000 +2.23%2.25%
    
6-Month Term$8,000$8,000 – 19,000.002.23%2.25%
$20,000$20,000 – 49,999.992.23%2.25%
$50,000$50,000 +2.23%2.25%
    
12-Month Term$8,000$8,000 – 19,000.002.28%2.30%
$20,000$20,000 – 49,999.992.28%2.30%
$50,000$50,000 +2.28%2.30%
    
2-Year Term$8,000$8,000 – 19,000.002.28%2.30%
$20,000$20,000 – 49,999.992.28%2.30%
$50,000$50,000 +2.28%2.30%
    
3-Year Term$8,000$8,000 – 19,000.002.28%2.30%
$20,000$20,000 – 49,999.992.28%2.30%
$50,000$50,000 +2.28%2.30%
    
5-Year Term$8,000$8,000 – 19,000.002.28%2.30%
$20,000$20,000 – 49,999.992.28%2.30%
$50,000$50,000 +2.28%2.30%
*Basic Checking is non-interest bearing.

**For Interest Checking accounts with balances below $25, the Rate/APY will drop to 0%. Interest Checking accounts will incur a $10 monthly service fee if the monthly average balance falls below $25.

Interest Checking accounts are variable rate products and rates may change daily without prior notification. Waterfield Bank uses the daily balance method of computing interest, which applies a periodic rate to the full collected amount of principal in the account each day.

***For Business Savings accounts with balances below $200 the Rate/APY will drop to 0%. The Business Savings accounts will incur a $10 monthly service fee if the monthly average balance falls below $200.

***For Jumbo Business Savings Accounts with balances below $100,000, the Rate/APY will be calculated based on the Money Market tiers. The Jumbo Money Market Account will incur the $10 monthly service fee if the monthly average balance falls below $200.

Business Savings accounts are variable rate products and rates may change daily without prior notification. Waterfield Bank uses the daily balance method of computing interest, which applies a periodic rate to the full collected amount of principal in the account each day.

Annual Percentage Yield Calculation: APY = 100 {(1+Interest/Principal) (365/Days in term) -1}. For additional rules of accounts, see the Terms & Conditions.